St. James AME Federal Credit Union
FICO Scores Range

     24 Months   36 Months 48 Months   60 Months   Credit Score  

  New Car Rates

  

  

  

  

  

  A

2.75%

3.75%

4.75%

5.75%

800-700  

  B

3.75%

4.75%

5.75%

6.75%

699-651

  C

5.75%

6.75%

7.75%

8.75%

650-586

  D

7.75%

8.75%

9.75%

10.75%

585-BELOW

  

  

  

  

  

  

  Used Car Rates

  

  

  

  

  

  A

4%

5%

6%

7%

800-700  

  B

5%

6%

7%

8%

699-651

  C

7%

8%

9%

10%

650-586

  D

9%

10%

11%

12%

585-BELOW

 

  

  

  

  

  

  Secured Rates

5.25%

  

  

  

  

  

  

  

  

  

  

  Unsecured Rates

  

  

  

  

  

  A

7%

8%

9%

10%

800-700  

  B

8%

9%

10%

11%

699-651

  C

10%

11%

12%

13%

650-586

  D

12%

13%

14%

15%

585-BELOW

  

  

  

  

  

  

*rates are subject to change without notice.

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